I get asked a lot, “How much does it cost to buy a home?”. The two main costs you will want to budget when purchasing a home is how much of a Down Payment your are going to have and how much your closing costs will be.

As always, it’s so important to talk openly with your lender & real estate agent to figure out the best options for you! This is just a informational piece to let you know what goes into closing costs. I always say, estimate about 3% for closing costs. If you don’t have the cash, your Real Estate agent can always submit it in the offer that the seller will cover a $ amount or % to help you out. You can also talk with your lender to see if there are different loan options for less of a down payment or down payment assistance program so that you can save your cash for closing.

Don’t let the cost SCARE you from purchasing a home. There are many options available! Curious what I can do for you? Please reach out! I would love to help answer any questions and see if it is the right time for you to purchase a home.